HiP is Award Winning
What is HiP? - HiP Explained in 3mins
Despite being the largest asset class in the world, the real estate market remains broken, antiquated and geared exclusively in favour of financial institutions.
At its core, real estate is plagued by a single fundamental issue; a closed financial loop that forcibly locks single buyers into financing arrangements with single lenders.
Even if a property owner only owes 20% of the property’s value in debt, the lender still controls 100% of the property as collateral. In effect, all the money stored in the property becomes a security for the debt, irrespective of the debt size. This creates an ongoing debt culture, restricting the flexibility of owners, even for owners without debt, to realise the wealth stored in their property. Most of all it makes property illiquid – a significant proportion of the world’s real estate wealth sits untapped and inaccessible. This is about to change.
HiP aims to be the first to make real estate wealth more accessible at scale by turning equity and debt underlying a property into tradable, interactive assets. HiP aims to develop a system whereby equity becomes a currency and debt levels become a choice. With HiP equity release means selling a percentage of your assets (without losing ownership) to raise money, free of debt.
A whole new capital market is about to emerge…
“HiP could solve the UK housing crisis”
Peter Bill – Author of Planet Property
Current estimates suggest that of the $228 trillion global real estate market a total of $52 trillion is mortgaged or financed;
Savilles – Market report
DEMOCRATISING PROPERTY WEALTH
There is £4.8 trillion of wealth locked up in the UK property market alone. HiP allows everyone access to this.
TRADE DEBT & EQUITY REAL TIME
The World’s first real time debt and equity marketplace, HiP will begin in the UK before rolling out globally.
HiP uses blockchain to run a decentralised trading exchange between those who contribute asset portfolios, liquidity, finance products and property services.
UNLOCKING THE CLOSED LOOP
Currently, property finance is a closed loop system between owners and financial institutions. HiP opens that loop up to all.
Latest From the Blog
We are therefore extremely proud to announce our first territory deal – with Thailand…read more
Kai Peeters, took part in a panel at The Crypto Challenge Forum…read more
Blockchain: Solving planning and liquidity, without sacrificing England’s green and pleasant land (or its bank balance).read more
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Funding OpportunitiesFor the platform
- Further property portfolio’s pledged for HiP launch – c.£8m (UK residential and commercial)
- New Development portfolio (UK) pledged for launch – value est £100M
- Fund management and family offices engaged (UK)
- Global property portfolio firms engaged
- Global VC firms engaged
- £21m commercial property portfolio in Thailand to be on-boarded
- Detailed discussions with UK banks and investment houses about new products
Global InterestHiP concepts
- World Tour generates global interest within both blockchain and property industries.
- HiP Thailand license deal signed
- Talks progress with 10 other territories across USA, Asia and Europe
- HiP teams approached to talk at Global PropTech industry leading events as thought leaders
- HiP’s Advisory & Ambassador global territories team reaches 10+
- Articles, podcast interviews and more internationally
OpportunitiesUK Market conditions
- 60% of first-time buyers have mortgage terms of 25+ years (source: Halifax)
- Average first-time buyer house passes £200k (UK) and £400k (London) (source: Halifax)
- Housing owned by private landlords has doubled over the past 10 years (source: Savills)
- For 25- to 34-year-olds, home ownership fell to just 27% in 2016 from 65% two decades ago (source: Guardian)
- UK Owner occupiers with no mortgage owned £2.5 trillion in 2017 (source: Savills)
- HiP Research conducted with 300 users to assess proposition with property buyers, investors and owners with highly positive results
The HiP team
Kai is an experienced CEO and entrepreneur, leading various start-ups and established companies within...
KAI PEETERS, FOUNDER
Kai is an experienced CEO and entrepreneur, leading various start-ups and established companies within Internet, mobile, banking and IT. These include an IT consultancy trading within top-tier investment banks, a social/retail marketing platform, luxury watch brand, luxury car club and a number of innovative betting companies through social, affiliate, sports and bitcoin betting concepts, including a bitcoin casino.
Tobias has over 30 years’ experience in the Financial Services industry as CIO, COO and Management Consultant...
TOBIAS STRAESSLE - CO-FOUNDERTobias has over 30 years’ experience in the Financial Services industry as CIO, COO and Management Consultant. He was involved in the development of many state-of the-art electronic trading & clearing systems for exchanges and investment banks as well as several post-merger technology integrations of international scale. He has also advised several start-ups in the financial services sector. Tobias held a number of senior roles as executive and consultant including: Saxo Bank S.A, UBS Investment Bank, Andersen Consulting (now Accenture), CBI (now UBP), GMO and Credit Suisse. Tobias was non-executive chair of Saxo Bank Switzerland AG and holds a MSc in Mathematics from the Federal Institute of Technology in Zurich (ETHZ) and a MBA from Northwestern University, Chicago.
Sam is a Creative Technologist and all round designer geek. He has some 20 years of industry experience for brands...
SAM COLLETT - CO-FOUNDER
Sam is a Creative Technologist and all round designer geek. He has some 20 years of industry experience for brands big and small and has picked up many awards on the way.
He is currently working on projects for The FA and Haynes among many others. In addition to his digital practice, Sam also teaches on a part-time basis the next generation of bright new things. Sam currently is joint head of Graphic Design at Worcester University, and creator of Game Art BA(Hons) – a new course that ran for the first time this year.
Michelle’s experience spans across real estate marketing strategy and project execution, sales strategy, business ops & support...
MICHELLE MILNER-ERADHUN - Investor Lead
Michelle’s experience spans across real estate marketing strategy and project execution, sales strategy, business ops & Executive Assistant support. With a passion for start-ups and business development, Michelle thrives by working on projects where she can build genuine relationships with the team.
With 7 years’ in the real estate industry and some time in media and tech, she is an advocate of creating environments which promote the coming together of creativity, business ops and development; all building towards a common goal.
AUGIE FALERO - INVESTOR REALTIONS
Augie is passionate about Crypto, tech, people and business.
He has spent much of his career travelling the world and using his skills to set up pop-up businesses, develop independent companies and launch start-ups. Having worked in a variety of industries, he loves seeing different talents come together to inspire, innovate and create something special. “It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.” – Charles Darwin (1809-1882)
BEN Hovanessian - OPERATIONS
Ben is a business leader who has worked in senior positions and written strategy for some of the UK’s biggest and best loved brands including Tesco, The Body Shop and The National Lottery.
Ben is customer and brand focussed, with a proven career track record of significant success and delivering brand and financial KPIs. Ben is an effective negotiator having successfully delivered multi-million pound contracts and trading terms with agencies and corporate organisations.
MARTIN OCHENG - 3D PRODUCT
Martin is our 3D expert, with industry experience over 10 years in both Advertising and Games for big consumer brands. He has worked on everything from high-end print campaigns and animations, to games and projects using Unreal Engine, Unity, Hololens, Vive, ARkit, Oculus, Samsung Gear etc.
Kay Oberhauser - Operations
KAY OBERHAUSER - Operations
Kay is the one who keeps things running here at HiP towers. She also is finalising her creative and professional writing BA Hons at LCCM, so does most of our writing and PR.
MARK ATTWOOD - MARKETING
Mark is an award-winning entrepreneur and Internet marketing expert. He is the creator of The Technophobes Guide to Internet Marketing Success and the founder of Attwood Digital Marketing Agency, based out of Marrakech, Morocco.
He created the world’s first online skip hire service in 2003, Topskips.com, that went on to generate over £50m before he sold it. He has lectured on digital marketing at the British Library, the Institute of Directors, Manchester University Business School and the Federation of Small Business.
STUART EGGLESTON - PRODUCT
Stuart is an award-winning Experience Designer and Digital Strategist with over 19 years experience working with companies of all sizes in a variety of sectors. He has led design teams and worked with some of the world’s biggest brands including Vodafone, The Economist, Lenovo, Skype and UNHCR. Stuart always works in a user centred way understanding user needs before combining with business needs, technical delivery and a good dose of pragmatism to design compelling user experiences. People describe Stuart as expert, passionate, an excellent thinker and doer, flexible, trustworthy, conscientious and a rare find.
CHRISTOPHER SMITH - TECH LEAD
Christopher is an established crypto innovator. He has spent many years as the co-founder and CTO of crypto projects including Rootmont Research, Lunyr, BitMesh. Christopher has also developed algorithms for IOT and deep learning applications. He holds an M.S. and B.S. in Mathematics and Computer Science respectively. In his free time he enjoys reading strange books and making music.
Malik Atif - Investor Partner
A passionate and visionary Entrepreneur who has more then 10 years experience which expands to Business development, Network Marketing, Public speaking and Crypto-Currency trading. More then three years ago his recent venture led him into the revolutionary world of Crypto-Currencies and ICO's. This has brought a lot of success for him financially and socially. He has develop this special love for this emerging industry and has been very vocal in promoting them very successfully on a Global level.
Atif has conducted over 300 educational public seminars in more then 20 countries worldwide about Crypto-Currencies providing first hand information about the project he was associated with in the last 3 years hence building a loyal following of fans and business partners Globally
The HiP Advisors
Sadiq Razak - Crypto/ Financial Advisor
The Razlin Capital team is comprised of seasoned financial markets professionals with backgrounds in emerging markets trading, sales and investment advisory. Their aim is to provide best-in-class, bespoke solutions for their clients – be it regulatory hosting for a start-up venture, executing a complex transaction or advising on a blockchain project. The group has advised on blockchain projects in areas such as Social Impact, Real Estate, Health Care and Financial Services. Razlin was chosen to be one of two UK-based Sponsor Firms of the Gibraltar Blockchain Exchange (GBX) as well as a Member of the British Blockchain Association. Razlin is authorised and regulated by the Financial Conduct Authority (FCA).
Patrik Wijkstrom - Blockchain & VC Advisor
Dispatch is designing the architecture for enterprise-ready distributed applications, coupled with powerful zero-knowledge analytics. The company’s distributed ledger protocol, running on the Dispatch Virtual Machine, is purpose-built for speed and scale. With an innovative consensus algorithm, Delegated Asynchronous Proof of Stake (DAPoS), the Dispatch protocol enables enterprises and developers who work with big data to create scalable, fast, and versatile decentralized apps. Dispatch Labs supports creativity, growth and responsible change, and it partners with startups and high-growth enterprises alike across many different industries. The company is owned and operated by The Bureau.
Elena Rivers - Property Wealth Manager
Experienced serial entrepreneur, property investor and certified Security and Investment specialist with demonstrated history of working in multiple industries. Strong educational background with an MS in Business Management from a reputable Russian university and CISI Certification. Acting as CIO of UK based Acumen Capital Partners and working with HNWIs and professional investors as focused on servicing the Private Client Arena and the Family Office Arena targeting high ROI. Skilled in Business Management, Financial Risk and Blockchain technologies, consulting multiple businesses in the UK and overseas as well as serving on Board of Advisers. Always strives to address the particular requirements of every client, meaning that all services are bespoke in nature.
Witold Witkiewicz - Market Research
Witold is business advisor and founder of Kania Advisors. He has over 17 years’ experience in strategy, institutional investments, product structuring and quantitative analytics focused on global real estate markets and allocations.
He has advised and co-managed investment funds on behalf of institutional and sovereign clients across private and listed securities markets, held senior roles as Head of European Credit at an alternative management firm focused on global real estate securities, at BNP Paribas responsible for developing proprietary credit rating and risk models for the bank's CRE securitisation business and in portfolio strategy at Aberdeen Property Investors. Witold has written award winning research on institutional real estate allocations and portfolios published in leading academic journals.
Nick Gregory - Blockchain Advisor
Nick Gregory has developed many systems and programmes for a variety of companies and industries throughout his career, including Verizon, Capgemini and Merrill Lynch.
Today, having been involved in bitcoin since 2012, Nick is CEO of CommerceBlock and has previously advised the Government on Cryptocurrency.
Nick Almond - Tokeneconomics Advisor
Nick Almond is a blockchain researcher and concept developer with a background in experimental physics and academic senior leadership. He has over 15 years experience in a range of academic fields and has lectured in physics, mathematics, cryptography, technology and education theory. He is an expert in disruptive technology and is working on the core technological development of several blockchain projects specialising in token economics and blockchain governance.
Peter Crane - Blockchain Advisor
Peter served on the founding team at Fr8.network, and as a pre-TGE advisor to Sweetbridge and GoChain. He subsequently advised seven DLT companies, directs European operations for The Bureau / Dispatch Labs, and is a venture partner at Adapt Capital. Pre-crypto, Peter was an attorney turned entrepreneur who helped launch iconic brands such as Rockstar Energy, and made early stage investments in brands like GoPro. He also helped launch an early tech platform for trading electronic components, then for natural products (InnerOrigin.com), and created and launched the first internationally distributed skin health beverage (vTrue) - securing accounts with the likes of Kroger and GNC.
JON MATONIS - BITCOIN FOUNDATION
Jon Matonis is a Founding Director of the Bitcoin Foundation and his career has included senior influential posts at VISA International, VeriSign, Sumitomo Bank, and Hushmail.
An economist and e-Money researcher focused on expanding the circulation of nonpolitical digital currencies, Jon also serves as an independent board director to companies in the Bitcoin, the Blockchain, mobile payments, and gaming sectors, such as digital currency exchange Globitex and leading bitcoin sportsbook Bitgame Labs. Jon has been a featured guest on CNN, CNBC, Bloomberg, NPR, Al Jazeera, RT, Virgin Radio, and numerous podcasts. As a prominent fintech columnist with Forbes Magazine, American Banker, and CoinDesk, he recently joined the editorial board for the cryptocurrency journal Ledger. His early work on digital cash systems and financial cryptography has been published by Dow Jones and the London School of Economics. Jon advocates worldwide for Bitcoin and its disruptive economic implications to a wide variety of audiences, including members of the Federal Reserve, Bank of England, ECB, SWIFT, IRS, DOJ, retail payment networks, major financial institutions, financial regulatory bodies, mobile money issuers, iGaming operators, information security firms, hedge funds, gold investors, and family offices
PETER BILL - INDUSTRY ADVISOR
Peter is the author of Planet Property - A guide to the £400 billion UK market, chronicling the sector between 1997 and 2012; during the biggest boom and bust in real estate history.
Peter is a surveyor-turned-journalist who edited Building magazine for six years in the Nineties, before a mercifully short spell in the City, supervising global research output for the broking division of investment bankers, Robert Fleming. In 1998 Peter joined Estates Gazette, editing the magazine for 11 years, until 2009, when he retired, aged 61. Peter also wrote a weekly ‘On Property’ column for the London Evening Standard City pages for seven years, until January 2015. Today he writes regular columns for Estates Gazette, European commercial real estate title, PropertyEU, as well as for the The London Magazine on residential property. Peter acted as an advisor on the £75m sale of the Investment Property Database by Lazards to MSCI in 2011.
DR. HONGTHAI TAN
Hongthai is a seasoned property developer with countless large-scale real estate projects in progress and completed, including the Thananan Village housing project (924 units), Bangkok, and the Crystal Patong, Phuket. Hongthai holds a Doctorate in Hydrology from the University of Cambridge UK and is a guest lecturer at Thammasat University Bangkok. Hongthai is also honorary consul of Djibouti to Thailand. Hongthai heads up the HiP Thailand operation.
Jaturont is an experienced operator in the field of credit in Thailand. Currently sitting as the chief operation offer of multiple credit institutions across Bangkok, Jaturont has been slowly modernizing these businesses by digitizing their daily operations. With background in information design and data visualization, Jaturont seeks to revolutionize Asia’s real estate and credit markets using HiP as a foundation.
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